When a public figure like Liam Payne, known for his career in One Direction and his high-profile personal life, passes away, the world reacts with sorrow. However, beyond the music, the fans, and the tributes, there’s another crucial topic that often gets overlooked: estate planning. The recent news surrounding Liam Payne’s death without a Will brings this issue to the forefront, reminding us all of the importance of preparing for the unexpected.
Tasbiah Shoaib, an Associate Chartered Legal Executive in Waldrons’ Private Client Team, regularly advises families and individuals on the very situations now facing Liam’s loved ones. With deep experience in drafting Wills, managing estates, and protecting vulnerable beneficiaries, Tasbiah is passionate about helping people take control of their future planning. Her calm, clear advice ensures that clients understand their options and take proactive steps—because estate planning isn’t just for the wealthy, it’s for everyone who cares about those they leave behind. Find out more about Tasbiah here.
Dying without a Will, known as ‘intestate’, can lead to a complicated and lengthy legal process. In the UK, the government has specific rules (called intestacy rules) to determine how your estate will be distributed if you do not have a Will. These rules may not reflect your personal wishes, and they could result in your assets going to people you did not intend.
What Happens When You Die Without a Will in the UK?
In Liam Payne’s case, his £24m Legacy is to be inherited by his son Bear at the age of 18 and managed by Trustees until then. The Trustees include his ex-partner Cheryl Tweedy (the mother of his son Bear).
At the time of Liam’s unfortunate death, he was in a relationship with Kate Cassidy, his parents still alive and his son Bear only 7 years old. Had Liam considered making a Will prior to his death, it is likely he would have made provision for those closest to him and appointed chosen Executors to manage his estate.
Why Celebrities Need a Will (More Than Ever)
For celebrities, estate planning is even more critical. With a public life comes a complex web of financial and personal assets that need to be carefully managed. These can include royalties and residuals, endorsements and business ventures, and charitable foundations.
In Liam’s case, the specifics of his assets are unknown, however the net estate value is stated to be over £24m. As Liam died without a Will, this leaves room for those closest to him who are not inheriting to potentially make a claim against his estate and for lengthy court battles to ensue which all may have been avoided with a valid Will.
There are claims that Liam’s partner Kate could seek to claim some of his fortune under the Inheritance (Provision for Family and Dependants) Act 1975. This would be on the basis that she was financially dependent on Liam at the time of his death and as such would be claiming for ‘reasonable provision’.
Kate was reportedly receiving a £20,000 per month allowance from Liam whilst they were living in Florida and although they were not formally engaged, she has claimed they had wanted to get married. Kate will need to lodge a formal claim within six months of the Grant of Letters of Administration being issued. Bringing such a claim requires evidence and is often emotionally and financially draining.
Lessons for the Average Person: Estate Planning Is for Everyone
While the stakes might feel higher for celebrities, the truth is that no one is exempt from the need for an estate plan. Even if your assets do not include multi-million-pound royalties or a famous brand, you likely have personal belongings, savings, or property that you want to protect for your loved ones.
Without a Will, you’re essentially relying on default rules as to who is entitled to your estate and responsible for dealing with it. This can lead to unintended consequences, such as assets going to distant relatives you would not have chosen, or your children being cared for by someone you would not have trusted. Planning ahead ensures that your wishes are respected and can spare your family from the emotional and financial burden of navigating a complex legal system during an already challenging time.
If you have not already, consider talking to a legal professional to make sure your wishes are clear, your assets are protected, and your loved ones won’t have to face additional challenges in a time of grief. It’s a small investment in peace of mind that can make all the difference when it matters most.
Tasbiah adds:
“Liam’s story is a powerful reminder that tomorrow isn’t promised, no matter who we are. Having a Will isn’t morbid—it’s a final act of love and clarity. It allows you to speak for yourself when you no longer can and protects the people you care about most. I encourage anyone, regardless of wealth, to make their intentions known while they can.”
About Tasbiah:
Tasbiah is an Associate Chartered Legal Executive in the Private Client Team at Waldrons Solicitors, supporting clients with Wills, probate, estate planning and lasting powers of attorney. Known for her approachable manner and thorough advice, Tasbiah helps clients take practical steps to safeguard their futures. Read more about Tasbiah
